Welcome to ARAG!
ARAG takes great pride in its culture – and an important part of being our best is providing best-in-class benefits to team members. This website will provide you with a summary of your comprehensive benefits including the following:
- Descriptions of ARAG’s benefits
- An outline of medical, dental, life, AD&D, voluntary STD, LTD plans and much more
- Important contact information and websites to help you manage your benefits
The purpose of the website is to highlight the major aspects of our benefits program to ensure you are taking full advantage of your total compensation package and to provide a quick reference tool for you. Please review carefully to fully understand your benefit enrollment options and features of each benefit. To see the full list of all the benefits ARAG offers, click on the Benefits Snapshot tab. If you have questions about any benefits, please reach out to your Culture & People team.
Who is Eligible?
Who is Eligible?
Full-time Team Members
If you are regularly scheduled to work 30 or more hours per week you are eligible for all coverages listed in this portal on the first of the month following your start date.
Part-time Team Members
Part-time team members are eligible to participate in the 401(k) retirement plan.
Temporary Team Members
Temporary team members are eligible to participate in the 401(k) retirement plan.
How Do I Make Changes?
How Do I Make Changes?
Life is full of changes – both expected and unexpected. Generally, you may change your benefit elections only during the annual enrollment period. However, you may change your benefit elections during the year if you experience a qualified life event including:
- Marriage, divorce or legal separation
- Birth or adoption of a child
- Change in child’s dependent status
- Death of spouse, child or other qualified dependent
- Change in spouse’s employment status
- Involuntary loss of other coverage
You must notify your Culture & People team within 30 days of the qualified life event. If you do not contact Culture & People within 30 days of the qualified event, you will have to wait until the next annual enrollment period to make changes (unless you experience another qualified life event). Depending on the type of event, you may be asked to provide proof of the event.
Benefits Snapshot
Benefits Snapshot
ARAG offers many benefits to all eligible team members – many of which you are already familiar with such as medical, dental and 401(K) retirement plans. For a full list of what is offered through ARAG’s benefit plan, please see the following list below or click the link to the 2021 Benefit Compensation Snapshot.
- Medical
- Dental
- Vision
- Life and AD&D
- Short-Term Disability
- Long-Term Disability
- 401(k) Retirement Plan
- Wellness Plan
- Legal Plan
- Flexible Spending Account (FSA)
- Employee Assistance Program
- TeleMedicine
- 2021 Benefits Snapshot
